Specialist Dental Accountants for over 28 years - Call 020 8346 0391 

He (Mac) has helped me as my practice has expanded from single-handed to a six surgery/8 dentist practice.

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Recently, there has been an increase in the number of policies aimed at "helping you consolidate all your debt into one easy manageable payment." Sounds great, but what’s the catch?

Many of these lenders target what they call "credit-impaired" people, who find it difficult to get a loan from high street banks due to a poor credit record. They charge for this risk by charging very high interest.

Many people feel that once they’ve grouped all their payments into one, they will be fine. Theoretically speaking, one monthly payment should be easier to pay than 10, and the total interest should also be lower. However many people who have taken a loan out in this way to pay for existing loans have only sunk in deeper. It is worth remembering that the companies offering them are not just doing it because they want to be nice and helpful. For them, it is a commercial venture, and they are out to make money. In most cases, the loan they offer will be house secured, making it more dangerous to miss payments.

We take great pride in our service, and would be delighted to invite you for a free 1 hour, no obligation meeting at our comfortable offices. Simply call us  on 020 8346 0391 to arrange a mutually convenient time.

This web-site was last updated on 01/04/2008

Specialist Dental Accountants for over 27 years.

Copyright © 2003-2008 Mac Kotecha & Company. All rights Reserved. The information on this site is for general guidance only. It is essential to take professional advice on specific issues about their impact on any individual or entity. No liability can be accepted for any errors or omission or for any person acting or refraining from acting on the information provided on this site.

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